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	<title>Panama City FL Real Estate News &#187; Mortgage / Interest Rates</title>
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		<title>How Much Down Payment Do You Need to Get a Loan?</title>
		<link>http://www.longbeachsales.com/Blog/2011/09/16/how-much-down-payment-do-you-need-to-get-a-loan/</link>
		<comments>http://www.longbeachsales.com/Blog/2011/09/16/how-much-down-payment-do-you-need-to-get-a-loan/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 17:57:23 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2426</guid>
		<description><![CDATA[The amount of down payment needed when buying a home depends on the type of loan you are going to use. FHA loans are a great way to start when you have a low down payment. The minimum down payment requirement on a FHA loan is only 3.5 percent of the mortgage amount. But there [...]]]></description>
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		<title>20% Down On Home Purchases? Yikes</title>
		<link>http://www.longbeachsales.com/Blog/2011/06/30/20-down-on-home-purchases-yikes/</link>
		<comments>http://www.longbeachsales.com/Blog/2011/06/30/20-down-on-home-purchases-yikes/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 16:19:35 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2401</guid>
		<description><![CDATA[A proposal made by a group of Federal Regulators would require buyers to put 20% down on all future home loans. If this proposal is adopted, it will make it difficult for a major segment of the population to qualify for a home loan. But an advocacy group, &#8220;The National Community Reinvestment Coalition&#8221; is advocating [...]]]></description>
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		<title>Favorable Conditions for Buyer&#8217;s</title>
		<link>http://www.longbeachsales.com/Blog/2011/03/21/favorable-conditions-for-buyers/</link>
		<comments>http://www.longbeachsales.com/Blog/2011/03/21/favorable-conditions-for-buyers/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 01:26:50 +0000</pubDate>
		<dc:creator>Linda Shaw</dc:creator>
				<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2317</guid>
		<description><![CDATA[According to the National Association of Realtor&#8217;s latest outlook shows improving economic conditions and strong affordability are positive factors for the coming months. Modest gains in the labor market and the improving economy are creating more favorable conditions for buyers. This is allowing them to take advantage of excellent housing affordability conditions. Mortgage rates should [...]]]></description>
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		<title>Mortgage default notice slowed!</title>
		<link>http://www.longbeachsales.com/Blog/2011/02/15/mortgage-default-notice-slowed/</link>
		<comments>http://www.longbeachsales.com/Blog/2011/02/15/mortgage-default-notice-slowed/#comments</comments>
		<pubDate>Tue, 15 Feb 2011 18:20:06 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2281</guid>
		<description><![CDATA[Image Courtesy: Constance McGuir In January, fewer homes entered the foreclosure process than any month in the last couple of years. This is a sign that lender&#8217;s are not aggressively moving against home owners who have fallen behind on mortgage payments. Default notices fell one percent (1%) last month from December of last year, and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bank Bailout</title>
		<link>http://www.longbeachsales.com/Blog/2011/01/20/bank-bailout/</link>
		<comments>http://www.longbeachsales.com/Blog/2011/01/20/bank-bailout/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 22:57:06 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2235</guid>
		<description><![CDATA[Citi Group, the third largest bank by assets, was on the verge of being shut down in the fall of 2008 by bank regulators, according to a government report. The report stated that during 2008, the bank could not meet its liquidity obligations and without substantial governmental support, Citi Group would have close its doors. [...]]]></description>
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		<title>Fannie Mae Interested In Helping The Condo Market</title>
		<link>http://www.longbeachsales.com/Blog/2010/09/20/fannie-mae-interested-in-helping-the-condo-market/</link>
		<comments>http://www.longbeachsales.com/Blog/2010/09/20/fannie-mae-interested-in-helping-the-condo-market/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 18:49:10 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=2021</guid>
		<description><![CDATA[Fannie Mae, a governmental mortgage investment agency, is in the process of approving many more new condominiums in Florida to finance. This will allow individual unit buyers to obtain conventional loan at a low rate with the intent of improving the buying and selling activity in the condo market. The shift in policy was do [...]]]></description>
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		<title>Fannie And Freddie Make Changes For Condominiums</title>
		<link>http://www.longbeachsales.com/Blog/2010/05/06/fannie-and-freddie-make-changes-for-condominiums/</link>
		<comments>http://www.longbeachsales.com/Blog/2010/05/06/fannie-and-freddie-make-changes-for-condominiums/#comments</comments>
		<pubDate>Thu, 06 May 2010 15:06:05 +0000</pubDate>
		<dc:creator>Chad Miller</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=1733</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac (FHLMC) have made changes to lending rules that make it easier to buy and sell condominiums. The new rules allow for condo purchases in financially troubled complexes if the existing loan is securitized by FHLMC. This will increase the financing availability for condominium through March 31,2011. Fannie Mae is making [...]]]></description>
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		<title>New Changes To The HUD-1 Settlement Statement</title>
		<link>http://www.longbeachsales.com/Blog/2010/01/22/new-changes-to-the-hud-1-settlement-statement/</link>
		<comments>http://www.longbeachsales.com/Blog/2010/01/22/new-changes-to-the-hud-1-settlement-statement/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 20:34:22 +0000</pubDate>
		<dc:creator>Troy Steuwer</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=1556</guid>
		<description><![CDATA[Our team took a class yesterday (thanks SETCO!), letting us know everything about what&#8217;s being changed on the HUD-1 Settlement Statement as of January 1st, 2010. The class was given to us by George Brannon Sr, one of the smartest men we know. Anyway, a lot of things have changed on the HUD-1 Settlement Statement [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Now&#8217;s Still A Great Time To Get A Low Interest Rate</title>
		<link>http://www.longbeachsales.com/Blog/2009/12/14/nows-still-a-great-time-to-get-a-low-interest-rate/</link>
		<comments>http://www.longbeachsales.com/Blog/2009/12/14/nows-still-a-great-time-to-get-a-low-interest-rate/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 19:48:22 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=1507</guid>
		<description><![CDATA[It&#8217;s still a good time for real estate buyers to get a mortgage loan under 5 percent. Last year around this time, the average rates were hovering around 5.48 percent and it has declined over the succeeding months. So, it&#8217;s a great time to buy a home or condo with rates this low and prices [...]]]></description>
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		<title>Freddie Mac Home Loan Modification</title>
		<link>http://www.longbeachsales.com/Blog/2009/10/08/freddie-mac-home-loan-modification/</link>
		<comments>http://www.longbeachsales.com/Blog/2009/10/08/freddie-mac-home-loan-modification/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 21:38:59 +0000</pubDate>
		<dc:creator>Norman Brown</dc:creator>
				<category><![CDATA[Mortgage / Interest Rates]]></category>

		<guid isPermaLink="false">http://www.longbeachsales.com/Blog/?p=1368</guid>
		<description><![CDATA[Freddie Mac, a secondary mortgage provider, has hired a private vendor to go door to door in an effort to help home owners modify their loan. Many eligible owners who are facing foreclosure are not responding to service&#8217;s inquiries from mail and phone calls. Many do not know that they are qualified for the President [...]]]></description>
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